Iingcebiso zeLizwe Eliyinyani emva kokugqiba iziqu
Iingcebiso zeLizwe Eliyinyani emva kokugqiba iziqu
Kwabaninzi abaselula, ukugqweswa kwiikholeji kubonisa ukuqala kwesigaba esitsha ebomini babo: Abantu abadala bemali. Eli lixesha apho amaninzi angama- 20 ahlala khona , afike emsebenzini wawo wokuqala , aqalise ukulawula ibhajethi yenyanga , aze aqale ukugcina umhlalaphantsi. Kuyinto eninzi ukuyithatha konke kanye, kungenxa yoko sidibanise esi sikhokelo. Nantsi oku kufuneka ukwazi ngemisebenzi, ityala, i- akhawunti yebhanki kunye nezinye izinto ezisisiseko zokulawula ubomi bakho bezezimali.
Ukufumana Umsebenzi
Le yindawo enengqiqo yokuqala, ngenxa yokuba umthombo ongenako wokufumana ingeniso apho uphela ubomi bakho bezezimali. Ingeniso ikuvumela ukuba ukhokhe irente, ubeke ukutya kwitheyibhile, kwaye uqale ukugcina. Ukongezelela, umsebenzi wexesha elizeleyo unika ithuba lokubaluleka kwi-intanethi yakho, inkulu phakathi kwabo inshorensi yempilo kunye nesicwangciso somhlalaphantsi.
Uninzi lwabantu lufumanisa ukuba umsebenzi wabo wokuqala ngowona unzima kunayo yonke, kwaye ngenxa yezizathu ezifanelekileyo: Mhlawumbi ungananto encinane kwindlela yokwenza umsebenzi wangempela kwiinkqubo zakho, kwaye iinkampani ezininzi zinqwenela ukuthatha ithuba kumntu ongazange agcine -xesha lomsebenzi ixesha elide kunehlobo. Yingakho kubalulekile ukwazi izinto ezisiseko zokwakha i-resume, ukubhala incwadi yekhava, kunye nokuziqhuba ngokufanelekileyo kwi- interview interview .
Umsebenzi wesikhathi esigcwele akuyona indlela yodwa yokufumana ingeniso, nangona kunjalo. Isiqwenga esikhulayo sabasebenzi ngoku sithatha inxaxheba ekuthiwa yi-Gig Economy, ukhetha ukuqokelela ndawonye inzuzo ngeendlela ezahlukeneyo zemisebenzi yee-freigance kunye nemisebenzi yexeshana.
Mhlawumbi awuzukufumana i-inshurensi yempilo okanye ezinye iinjongo xa uhamba kule ndlela, kodwa ikuvumela ukuba uqale ukufumana imali kwaye ufumane amava obomi ngaphandle kwenzuzo yomsebenzi osebenzayo.
Ukuqesha indlu
Ufuna uphahla phezu kwentloko yakho, kwaye ucinga ukuba awukwazi ukuhlawula inkokhelo ekhaya ngaphandle kwekholejini, mhlawumbi uqala ukuqesha indlu .
Oku kuthetha ukutyikitya isivumelwano sezomthetho-ukuqeshiswa-kwaye uxanduva lokuhlawula irenti rhoqo. Kubalulekile ukufunda konke malunga nemigqaliselo yokuqeshisa, iimfuno zemali-mboleko kunye nezokhuseleko.
Ukuhlawula amatyala
Omnye umntu wathi ikholeji ibonwa njengento efunekayo, kodwa ixabiso njengexabiso lokunethezeka. Isiphumo esibuhlungu: Izigidi zabafundi abanakho ukhetho kodwa zithathe iikhredithi ezibonakalayo zabafundi xa bebancinane ukuze bakwazi ukufumana iqondo leekholeji badinga ukuzenza kubasebenzi.
Ukuba uphakathi kwabo, ngoko ungena kwihlabathi lenene sele liboshwe ngetyala. Nangona iimali-mboleko zemfundo zenkampani ziza kunye neenyanga ezintandathu, emva kokugqiba "ixesha lokubonga" ngaphambi kokuba uqale ukuzihlawula , ezo nyanga ezintandathu ziya kuhamba ngokukhawuleza kunokuba ucinge.
Enye yeenjongo zokuqala zemali oyifunayo ukuyihlawula iya kuhlawula loo mboleko. Kukho izicwangciso ezininzi eziza kukunceda ukwenze. Kwaye kukho iindlela zokunciphisa iintlawulo zakho zenyanga, ubeke ishedyuli yokuhlawula esisebenza kuwe, okanye ufumane imali yakho yomfundi ngokukodwa okanye uxolelwe ngokupheleleyo .
Ibhanki, iNkcitho, kunye nohlahlo lwabiwo-mali
I-akhawunti yebhanki iyimfuneko. I-akhawunti yokutshekisha ikunika indawo yokufaka i-paycheck yakho kwaye ufinyelele imali yakho ngokulula; I-akhawunti yokulondoloza yindawo enhle yokupaka ixesha lokugcina imali kunye neengxowa-mali .
Nangona nayiphi i-akhawunti efanelekileyo yokujonga iza kuza nekhadi-debit-ikuvumele ukuba uyihlawule nge-swipe kubathengisi abaninzi-mhlawumbi ufuna ukufumana ikhadi lekhredithi . Uninzi lwezinto ezintsha zezimali zikhutshwa ngamakhadi-ngxowa-mali, eyazi ukuba ingaba yindlela eya kwetyala elingakumbi. Kodwa esetyenziswe ngokuchanekileyo, inokunika zonke iintlobo zeenzuzo, kungekho ncinane ekuncedeni ukwakha amanqaku akho ekhredithi .
Eli nqanaba lenye yezona zinto zibaluleke kakhulu kubomi bakho bezezimali, kwaye amanqaku amanqaku okuthenga ngetyala aya kukunika ukufikelela kumvuzo wamakhadi-ngetyala, iimali-mboleko zemali, kunye ne-mortgage. Ukwazi indlela yokwakha nokugcina le nqanaba kuyimfuneko.
Ekugqibeleni, kukho uhlahlo lwabiwo-mali. Uhlahlo lwabiwo-mali lugcina ngayo yonke into-indlela oyithatha ngayo loo mivuzo yokuqala kwaye uyisebenzise ukuhlawula irente kunye nezinye iindleko ngaphandle kokuphuma kwemali .
Kukho iindlela ezininzi zokuqokelela ndawonye uhlahlo lwabiwo-mali, kunye nazo zonke iintlobo zezinhlelo zokusebenza kunye neenkqubo zesoftware-ezininzi zazo zikhululekile! -iyakwenza umsebenzi kuwe.
Kodwa ukuqokelela ndawonye uhlahlo lwabiwo-mali luyingxenye elula. Inxalenye enzima iyanamathela kuyo, kwaye leyo idinga iqondo lokuqeqesha ngokwezimali kunye nengqiqo ongenakuyifunayo kude kube ngoku. Injongo, ngoku kunye nobomi bakho, kuya kuba kungekuphela nje ukuhlala kwiindlela zakho, kodwa ukuba ube neleyo ngokwaneleyo ekupheleni kwenyanga ukugcina kwiinjongo zakho ezifutshane kunye nexesha elide.
Izindlu, umsebenzi, uhlahlo lwabiwo-mali, ibhanki, i-credit, kunye namatyala: Ezi zizinto ezibalulekileyo zobomi bakho bezemali oza kulufumana ukuze ufumane umbane. Ngelishwa, uninzi lwabantu luya kumntu omdala olungakaze lufumane nayiphi na imfundo esemthethweni kulezi zinto eziyimfuneko. Sebenzisa le khokelo-kunye netafile yezinto eziqulethwe kwicala lasekunene lephepha-ukufumana ingqalelo kwizinto ezisiseko zezimali zakho, kwaye uthathe ulawulo lobomi bakho bezezimali. Wamkelekile kwihlabathi lenene!