Iingxaki zezeMali zeMali zezoqoqosho
Inkcitho ye-subprime ye-mortgage ka-2006 kunye neengxaki zebhanki ze-bhanki zango-2007 ekugqibeleni ziye zasasazeka kwizoqoqosho jikelele kunye ne-stock market.
Kwakukho iikota ezintathu apho uqoqosho lwangena khona. Kwinqanaba lokuQala, ukuqala ngoJanuwari ukuya kuMatshi, uqoqosho lwafumana i-2.7 pesenti kunye ne-GDP yangempela yayingama-14.89 trillion .
Oko bekuya kubonisa ukutyekela kwemali, besibe sazi ngelo xesha. Esikhundleni salo, i- Bureau of Analysis Economic (Economic Analysis) ekuqaleni yabika ukuba uqoqosho lwalukhulile i-0.6 ekhulwini. Asizange siyifumane loo ngxelo de kube sekupheleni kuka-Epreli. (Jonga itheyibhile engezantsi.)
Oku kwakulungile emva kokuba i-Federal Reserve iqokelele umhlangano wayo wokuxakeka kwimeko engxamisekileyo kwiminyaka engama-30 ukukhwela iBeor Stearns . Ngo-Ephreli, wonke umntu wayecinga ukuba eyona nto yayisemva kwethu.
Silindele phambili ukukhula okungcono kwikota yesibini, ngo- Epreli ukuya kuJuni. Xa i-BEA ikhuphe ingxelo yayo ye-Advance ekupheleni kukaJulayi, izinto zazibukeka kakuhle. Kuthi uqoqosho lukhulile i-1.9 ekhulwini. Eye yaxhaswa ngokuhlaziywa kwe-2013. Lubonise izinga elilinganayo lokukhula kwepesenti kunye ne-GDP yangempela ye-14.6 trillion.
Kwikota yesithathu , ngoJulayi ukuya kuSeptemba, uqoqosho lwafumana i-1.9 yepesenti kunye ne-GDP yangempela yayingama-14.89 trillion ngokwemali yokugqibela. Ngaloo xesha, urhulumente wayekhwelise umgcini-mboleko we-mortgage Fannie noFreddie kunye nenkampani yomshuwalense AIG .
Ibhanki loTyalo-mali uLehman Brothers uye wachithwa ngoSeptemba, okubangela ukuphazamiseka kwendawo engama- 777 kwiDow . Ukukhutshwa kwe-Advance kwaphuma ekupheleni kwe-Oktobha waza wabonisa ukuphambana kwe-0.3%.
Uqoqosho lwaba ne-8.2 ekhulwini kwikota yesine, ngo- Oktobha ukuya kuDisemba. I-GDP yangempela yayiyi-14.56 yezigidigidi zamaRandi.
Akukho mntu wamangaliswa. NgoNovemba, i- Dow yawela ku-7,552.29 ukusuka kwi- 14,164.53 yayo ephakamileyo ngo-Oktobha 9, 2007. I- Timeline Crisis Timeline ye-2008 ichaza iziganeko ngokubanzi.
Izinga lokuHlawuleka kweGDP kunye neZibonelelo: Indlela esebenza ngayo
Itheyibhile engezantsi ibonisa ukuqikelelwa kokuqala kunye nazo zonke iinguqu kwikota nganye ngo-2008. I-BEA ikhipha ukulinganiswa kwangaphambili kwenyanga emva kwekota nganye. Uqikelelo lwesibini lukhishwa ngenyanga ezayo, kunye neyokugqibela ngenyanga emva koko.
Umzekelo, i-BEA ikhuphe ukuqikelelwa kwe-Advance ye-Q1 (ngoJanuwari-Meyi) ekupheleni kuka-Epreli. Likaxeliswa uqikelelo lwesibini ekupheleni kukaMeyi, kwaye ukuqikelelwa kokugqibela kwaphuma ekupheleni kukaJuni.
I-BEA ihlaziyile iqikelelo layo ngonyaka, ngokusekelwe kwidatha eyongezelelweyo. Ezi zibuyekezo ziphuma ngoJuni ngamnye ngonyaka. Ngokuqhelekileyo bahamba nokuhlaziywa kweminye iminyaka. I-BEA ilungisa zonke iinkcukacha ezisekelwe kwidatha eyongezelelweyo.
Kakade ke, ezi zihlaziyo zenza abantu bakrokre i-BEA kunye nayo yonke ingxelo karhulumente. Kubonakala ngathi awazi nje ukuba kwenzekani. Abenzi umsebenzi omhle wokuchaza. Nangona kunjalo, iWall Street ilambile kakhulu nayiphi na idatha exhomekeke kuyo yonke ingxelo ye-BEA.
Khangela i-Q3, kwaye uza kubona ukuhlaliswa kwemali kuninzi, kunzima kunokuba sazi ngelo xesha.
Uqikelelo oluhlaziyiweyo lwe-BEA lubonisa ukuba uqoqosho lukhuphe i-8.3 yepesenti, lubi kakhulu kunokwenziwa kwepesenti ye-5.4 kwinqanaba lokuqala. Kububi ngaphezu kwanoma yiyiphi inkontileka yekota kuyo nayiphi na i-recession kusukela kwiNgcalupheko Ekulu njengokuba ibonakaliswe ngokukhawuleza kwimbali yokubuyisela .
| Ikhefu | Iingqinisiso zokuqala | Uhlaziyo | ||||||
|---|---|---|---|---|---|---|---|---|
| Ngaphambili | Isibini | Gqibela | 2009 | 2010 | 2011 | 2013 | Gqibela | |
| 2008 | 1.3% | 1.1% | 1.1% | 0.4% | 0% | -0.3% | -0.3% | -0.3% |
| Amanqaku | ||||||||
| Q1 | 0.6% | 0.9% | 1.0% | 1.0% | -0.7% | -1.8% | -1.8% | -2.7% |
| Amanqaku | Kwakunjengokungabikho kwemali, nangokukhula okuncinci. | Iindleko zenze ukuba kubonakale ukuba ukukhula kwakungcono. | Iingxelo zabonisa ukuba ukuhlaliswa kwemali kwase kuqalile. | |||||
| Q2 | 1.9% | 3.3% | 2.8% | 1.5% | 0.6% | 1.3% | 1.3% | 2.0% |
| Amanqaku | Kwakubonakala ngathi yinto engasemva kwethu. | Idatha entsha ibonise iimveliso ezingaphandle kunye nokungeniswa okumbalwa kunokuba kucatshangwe ekuqaleni. | Ukuhlaziywa kokuhla kwehla kulandela i- Bear Stearns yokukhutshwa . | |||||
| Q3 | -0.3% | -0.5% | 0.5% | -2.7% | -4.0% | -3.7% | -2.0% | -1.9% |
| Amanqaku | Ukukhula kwakungeyona nto yexesha lesi-2 ngonyaka. Kwakungenxa yokuhla kwe-3.1% yokuchitha imali yabathengi, okokuqala ukususela ngo-1991 kunye nenkulu kunabo bonke ukususela ngo-1980. Oku kuqhutywe ngu-6.4% ukuhla kwezinto zokuthenga kunye nokutya, okona kuninzi ukususela ngo-1950. | |||||||
| Q4 | -3.8% | -6.1% | -6.3% | -5.4% | -6.8% | -8.9% | -8.3% | -8.2% |
| Amanqaku | Ukunyuka okubi kunabo bonke ukususela ngo- 1982 . Ukuxhaswa kwempahla kwathintela ukuwa kwehle. | Idatha emitsha ibonakalise ukuba ukuchasana kwakubi kakhulu kunokuba kwakucatshangelwa ekuqaleni. | Uhla olubi kakhulu ukususela ngo-Q1 1982, xa i-GDP yawa 6.4%. I-dollar eqinile yokuthumela ngaphandle. | |||||
I-GDP engakumbi ngonyaka
Kwiminyaka edlulileyo, khangela iMbali ye-GDP ye-US