Yintoni iHedge Fund?
I-hedge fund isebenza ngokufanayo kwi-fund, kodwa ayinayo imingcipheko efanayo nendlela abaphathi abanokufaka ngayo i-asethi yempahla. Ngokungafani ne-fund fund, abatyali-mali abayikwazi ukuthenga okanye ukuthengisa izikhundla kwi-hedge fund. Iimali zeeHedge zivame ukuphela kwaye zivumela utyalo-mali olongezelelweyo okanye ukuhoxiswa kwenyanga okanye ngekota.
Iimali ze-Hedge zinokutshala imali malunga naluphi na uhlobo lwee-asethi, ezibandakanya ingozi yokuthengisa okufutshane, i-real estate, ukulingana, ukuthenga nokuthengisa iinkampani ngokupheleleyo, okanye ukulandela umgaqo-nkqubo othile okanye ukhokelo. Amalungu amaninzi eBlazili yeBillionaire enza imali yabo njengabaphathi beengxowa-mali, kuquka uGeorge Soros, uDavid Einhorn, uBill Ackman, uJohn Paulson, kunye nabanye abambalwa.
Ngokungafani neemali zomphakathi zomphakathi, i-hedge funds ngokuqhelekileyo ixhomekeke kubasomali abanotyebi abanomdla wokubeka ingozi ephezulu kunye nemali ephezulu. Imirhumo ye-hedge fund fund iquka intlawulo yepesenti ye-2 kunye nemirhumo yokusebenza, ngokuqhelekileyo malunga neepesenti ezingama-20, ihlawulwe kumphathi wokufumana utyalo-mali kunyaka ongaphambili.
Ngemali efana naleyo, akumangalisi ukuba kukho iibhiliyoni ezininzi kwi-hedge fund industry!
Imithetho yokukhusela abaTyalo-mali abangenamava
Akukho mithetho ethile echasayo abatyale-mali abatsha ukubeka imali kwisikhwama sesigodlo. Inzima enkulu abatshali-mali abatsha kufuneka banqobe kukuba bafaneleke phantsi kwe-Securities and Exchange Commission (i-SEC) imithetho njengomtyalo- mvume ogunyazisiweyo .
Ukuze unelungelo lokuba ngumtyalo-mvume, kufuneka ube nenzuzo engenani i-$ 200,000 (okanye i-300,000 $ kuquka neqabane) kwiminyaka emibili edlulileyo kwaye ulindela okufanayo kunyaka okhoyo okanye unetyala elingaphezulu kwe-1 million yezigidi (kuphela okanye uquka iqabane) ngaphandle kwexabiso leendawo zokuhlala eziphambili. Ukuba awuhambisani nale mithetho, awufaneleki ukutshala imali kwi-hedge funds kungakhathaliseki ukuba unamava otyalo-mali.
Imithetho-mali yemvume-mali ayivunyelwanga kwi-hedge funds. Zisebenza kuninzi nawaphi na "utyalo lwabiwo-mali" olungenalo luvulele uluntu kwimarike enkulu okanye kuthengiselwano. Ukuthenga izitokethi eziqhelekileyo, iibhondi, kunye nezinye iimali-mali, ufuna nje imali ukuze uhlawule imali. Ukutyalomali kwiindawo ezizimeleyo, kufuneka uhlangane nomgca-mali ovunyelweyo.
Ekugqibeleni, phawula ukuba ezininzi iimali zetyala zifuna ngaphezu kokuhlangana nomgca-mali ovunyelweyo, kunye neemfuneko ezingundoqo zeakhawunti ezibeka imali yazo ekufikeleleni kubo bonke kodwa abatyebi-mali. Kodwa umnqweno otyalo-mali ovunyelweyo nguye kuphela umyalelo wezomthetho wokutyalomali kwisikhwama se-hedge fund.
Kungenxa yokuba Unako, Akuthethi ukuba Ufanele
Ukuba ungumtyalo-mali omtsha, ufaneleke njengomtyalo-mvume ovumelekileyo, kwaye ufumene isikhwama sokuhlawula imali esiza kuthatha imali yakho, siyakuhalalisela: Akukho nto inokubambisa ekulahlekeni imali yakho kubaphathi bezimali ukuze benze oko bafuna.
Kodwa njengoko uDkt. Ian Malcolm watsho ngokugqithiseleyo "kwi-Jurassic Park": "Oososayensi bakho babexakeke kakhulu nokuba ngaba bengenako, abazange bayeke ukucinga ukuba ngaba kufanelekile ." Kuyafana nokuba abatyali-mali bajonga i-hedge funds.
Ngokungafani ne-index index investment, i-hedge funds iza neengozi ezininzi. Kukho ithuba elihle lokuziphinda kabini imali yakho okanye ngaphezulu, kodwa unako ukulahleka nje kuphela idoli nganye . Ngokungafani nokungaphumeleli kwezoshishino, oku kudla ukukhokelela ekuveliseni impahla kunye nokuhlawula abo batyalo-mali kumlinganiselo othile, ukungaphumeleli kwesikhwama se-hedge ngokuqhelekileyo-okanye akukho nto kwaye kunokukhokelela kwizigidigidi zeedola ngokulahlekelwa.
Abatyalomali abatsha banokuphucula kakhulu ukutyalomali obuncipheko obuza kubonelela ngeentlawulo ezingenakwenzeka. Nangona unako ukuhlawula imali kwi-hedge funds, kungenzeka ukuba ayilunganga ngokufanelekileyo iimfuno zakho zotyalo-mali.
Ngaba Unomngcipheko?
Kwihlabathi lokutshala imali, umngcipheko ophezulu uthetha ukubuyiswa okuphezulu. Akukho ndawo echanekileyo ngakumbi kunelizwe leemali zentambo. Ngobuchule obuphezulu bokutshala ingozi, i-hedge funds inokubuyisela imali yakho ngokuphindaphindiweyo ngamaxesha amaninzi kwixesha elifutshane. Kodwa i-hedge funds nayo inokulahlekelwa yilahleko enkulu kunye nokuhluleka okubiza indleko abatyala-mali yonke i-dollar abanayo kumgca. Esinye isizathu sokuba abaninzi abatyebi batyala imali kwi-hedge funds kukuba banakho ukufumana ingozi , kodwa oko akunokuba yinyani kuwe.
Ukuba ungumtyalo-mali omtsha ohlangabezana neemfuno ze-investor ezigunyazisiweyo, unako ukutshala imali kwi-hedge funds. Nangona kunjalo, ungeke ufune.