Iindlela ezi-3 ezilula zokutshala imali kunye ne-Mutual Funds

Ukusebenzisa indlela ye-KISS kunye ne-Mutual Funds

Ngaphandle kwesenzo sothando okanye i-rock band, iKISS mhlawumbi yenza ukuba ucinge ngamandla okulula. Izwi elithi, "Gcina Ilula Yisilumko" yenza ifom kunye nokulula kulula phakathi kweempawu ezibalaseleyo zemali, kunye neyona mpu melelo kakhulu yabatyalomali.

Nazi iindlela ezi-3 ezilula zokutshala imali kunye nemali ephakathi:

1. Invest Invest With One Fund : Eminye imali i-hybrid yezinye iimali. Uhlobo oluqhelekileyo lwe-hybrid fund lugxininiso lwezimali , eziyimali edibeneyo enikezela inhlanganisela (okanye ibhalansi) yamashishini atyalo-mali, njengamasheya, amabhondi kunye nemali. Olu lwabiwo lwee-asethi kwiifom zayo ezilula. Iingxowa-mali ezilinganisiweyo ziba nenjongo echazwe njengobundlobongela, ngokulinganiselayo okanye ngokuzimeleyo. Ungasebenzisa kwakhona i-fund ye-hybrid yefowuni ebizwa ngokuba ngumhla wecala lomhlalaphantsi , ozwakala ngathi: Ukhetha i-fund eyodwa enomnyaka osondeleyo kumhla wokuthatha umhlalaphantsi okulindelekileyo kwaye ubeke yonke imali yakho. Le ngxowa-mali iya kutyalomali ngendlela efanelekileyo ngexesha elide kuze kube ngumhlala-phantsi kwaye iya kutshintsha ngokukhawuleza isabelo esilondolozayo njengoko iminyaka ihamba.

1. Yakha iphothifoliyo enobuqili: Iphothifoliyo enobuqili iqoqo lotyalo-mali olufuna ukugcinwa kancinane. Kucingwa njengesicwangciso- mali sokusondeza , esenza iiphothifoliyo ezinobuhle zifaneleke kubaxhasi-mali bexesha elide kunye neehorizons zexesha elingaphezu kweminyaka eyi-10. Nasi umzekelo wepotfolio, onokuzakhela ngeemali ezintathu kuphela ezivela kwiVanguard Investments:
   40% Yonke i-Stock Market Index
   I-30% Yonke iNkcazo yeeNkcukacha zamazwe ngamazwe
   30% I-Index yeBond Market Index
2. Yakha iCoreal Portfolio kunye neStatfolio : Ukuba ufuna ukwakha into encinci kodwa okwenza kube lula, ungazama ukusebenzisa into ebizwa ngokuba yinkqubo yesiseko kunye nesathelayithi eququzelelwe "inqobo," njengesitokhwe esikhulu Iingxowa-mali zengxowa-mali, ebonisa inxalenye enkulu yepotfolio, kunye nezinye iintlobo zemali-i-"satellite" yezimali-ngasinye sinamaqela amancinci kwipotfoliyo yokudala yonke into. Ukufumana isikhokelo esilula, bona uMzekelo wePortfolio weModfolio .

Kulula nje oko! Ukuba uchithe ngaphezu kweeyure ezimbalwa kule nto, unokwenza ube nzima kakhulu!

Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.