Iimali zeeNgxowa-mali zeZizwe ngezizwe kunye namaNqanaba okuKhula
Ixabiso lokuTyala
Ixabiso lokutshala imali lijolise ekuboneni imeko apho ixabiso lempahla yenkampani lingabonakali ngokupheleleyo kwixabiso layo eliphantsi. Ngokomzekelo, inkampani inokuba nefa elingaphezulu kwisabelo esinye kwisabelo sawo sabelo, oko kuthetha ukuba inkampani ingahlawulwa ngenzuzo. Uxabiso lwabatyalo-mali kunye neengxowa-mali zikhangele inkcazo zemali zeenkampani ukuchonga inani elifanelekileyo kwaye zifumane isitishi kwisaphulelo kwixabiso elithembekileyo kwiimarike eziza kubambelela kwimpazamo.
Kukho izizathu ezininzi zokuthi isitokethi sinokuthi singabalulekanga. Ezinye iikhampani zinokufumana isigqabantshana esifutshane sexesha elidala elidala ithuba lokuthenga ixesha elide. Ezinye iinkampani zingaba neenkxaso-mali ezingahlawulwanga eziza kukhishwa kwiinkampani zikarhulumente ezihlukeneyo ukuvula ixabiso. Ngokomzekelo, i-conglomerate ingabalwa kwi-8x yokufumana imali kodwa ibe ne-tech subsidiary engafaneleka imali engama-50x xa ifunyenwe.
Ngokubanzi, uxabiso lwabatyalo-mali kunye neengxowa-mali zijolise kumathuba angabalulekanga njengendlela ' yendlela yokukhusela ' kunokuba bafune amathuba okukhula okuphezulu. Le ndlela ivelisa imali engaphezulu-okanye igalelo-kunokuba kuphuhliswe utyalo-mali ngelixa liqhubeka linika ithuba lokufumana ixabiso elide lexesha elide ukuba imarike iyakubona ukubaluleka kwexabiso lempahla.
Ezi zimpawu zenza ixabiso lentengo ngokuqinisekileyo isicwangciso esona siphumelele kwixesha elide.
Uphuhliso lokuTyala
Utyalo-mali lokukhula lujolise ekukhetheni iifowuni eziza kuba namaqondo angaphezulu kokukhula kwemali kwingeniso, ukufumana okanye ukuhamba kwemali. Iingcamango kukuba iinkampani ezikhulayo ngokukhawuleza ziya kufumana ixabiso eliphezulu kwaye zivelise imali eninzi eyinzuzo. Kwaye, oku kuye kwimeko kwiinkampani ezininzi zeteknoloji-ezifana ne-Google kunye ne-Facebook-eziye zagqithisa i-market jikelele ngokubhekiselele kokukhula kwemali kunye nokusebenza kwempahla.
Ingcambu yokutyalomali-mali yokukhula kukuba iindawo eziphezulu ezikhulayo zihlawuleka kwaye zihlawula imali engenayo-okanye izabelo- kuba zonke iirhafu zibuyiswa kwakhona. Iinkampani ze-Tech ezifana ne-Twitter, umzekelo, ziye zangaphantsi kweemarike kwaye azivelanga nantoni kubalimi-mali ngendlela yezabelo. Ezi zimpawu zibangela ukuba kubalulekile ukukhula kootyalo-mali ukuba bahluke iindawo zabo kunye / okanye ngokuchanekileyo bakhethe amasheya okanye abaphathi bezimali.
Ukukhula Vs. Ixabiso lokuTyala
| Uphuhliso lokuTyala | Ixabiso lokuTyala | |
| Iimpawu | Gxininisa kwiinkampani ezikhulayo ngokukhawuleza zithengisa ukulinganisela okuphezulu kwiingcamango ezinokuziqonda ngokukhawuleza. | Gxininisa kwiinkampani ezingabonakaliyo ezinzima ukulwa nomthengiso okanye ukufumana umvuzo ngokuthemba ukuba i-market iyaziqonda ukuba zinako. |
| Izinzuzo | Unokwenzeka ukuba uzuze ngokukhawuleza ixabiso lentengo. | Ubungeniso lweenzuzo ezinkulu xa i-marhwebo iyayiqonda ixabiso; umda wo khu seleko; kwaye, izabelo ezinokwenzeka. |
| Mngcipheko | Ukukhula akunakwenzeka; Ukuphindaphindwa kwamanani kungancipha; kwaye, bathambekele ekutyala imali. | AmaMakethi angaba nexabiso elifanelekileyo kwi-stock and value intrinsic ayinakuze yenziwe. |
Eyona ndlela ihamba phambili kwiiNkcubeko zomibini
Abatyalomali bafuna umxube wexabiso kunye nokukhula kunokufuna ukuqwalasela okubizwa ngokuba yimali ehlanganisiweyo esebenzisa ukuKhula kwiMigangatho eHloniphekileyo (GARP). Ezi mali zijolise kwixabiso lokuxabisa, iintlawulo zentengo kunye nokulinganiswa okuphantsi, kunye neempahla ezibuyisela imali yazo ekuhlaleni. Ngokwenene, ezi mali zijolise kwiimpahla ezinokuthi zibe nexabiso elinokubakho ukukhula kunokuba zingabikho zikhefu ezingabonakaliyo ngaphandle kokukhula okanye ukunyuka kwama-stocks.
UkuHlaba kweeMali kunye neNkcazo zeMali
Abatyalomali bamazwe ngamazwe banokhetho oluninzi xa beqwalasela ukukhula okujoliswe kumazwe ngamazwe kunye nexabiso lokuthengiselana ngemali (ETFs) okanye iimali ezihlangeneyo . Xa ukhetha phakathi kweengxowa-mali, abatyali-mali bangakwazi ukunciphisa ukhetho lwabo nge-capital capital or strategy. Iimali zentloko ezinkulu ziba yingozi kakhulu kuneemali ezincinci kwixabiso okanye udidi lokukhula, ngelixa izicwangciso ezinjengeengxowa-mali ezijoliswe kwizabelo zinokubangela ukuba bathathe umhlala-phantsi.
I-ETF yexabiso elibanzi ngamazwe liquka:
- iShares MSCI EAFE Ixabiso le-ETF (EFV)
- iShares International Khetha iSahlulo se-ETF (IDV)
- ISchwab esisiseko kwi-International Index Company Index (FNDF)
- I-SPDR S & P yamazwe ngamazwe ETF (DWX)
I-ETF enkulu yokukhula kwamazwe ngamazwe iquka:
- iShares MSCI EAFE Ukukhula kwe-ETF (EFG)
- I-Vanguard International Growth ETF (VWIGX)
- I-International Growth and Income Trust (BGY)
Abatyalomali kufuneka baqwalasele ngenyameko ukulinganiswa kweendleko ezihambelana nale mali, kunye nokuthengiswa kunye nezinye izinto ezibalulekileyo. Uninzi lwale ngcaciso lunokufumaneka kwi-prospectus nganye okanye kwiziko le-intanethi ye-ETFdb.com.
Ngaphantsi
Ukukhula kunye noxabiso lokutyalomali ziindlela ezimbini ezidumileyo zokutshala imali kwiimarike zasekhaya nakwamanye amazwe. Utyalo-mali ukukhula kugxininisa ukuzuza kwexabiso lemali ngelixa ixabiso lokutshala imali lijolise kwizinga lokukhusela kunye negalelo. Abatyalo-mali banokukhetha ezininzi xa kuziwa kwi-ETFs yamazwe ngamazwe kunye nemali yokubambisana ekujoliswe kwezi zicwangciso, kodwa kufuneka baqwalasele ngenyameko iindleko kunye nezinye iimpawu ngaphambi kokutyalomali.