Yiyiphi iKhomishoni yokuThengiswa kweMpahla yangempela?

Zonke i-ejenti zikhululekile ukubeka iikhomishini yazo eziqhelekileyo zezindlu. © Big Stock Photo

Ngaba uye wakha wazibuza ukuba yintoni ikomidi eliqhelekileyo lekhomishini? Ukuba ucela i-arhente yendawo yokuhlala, impendulo ibe ngcono ukuba zonke iikomishoni zixoxwa. Yiyo impendulo yesitoko, nangona iphosakele. Ukuphendula ngokuphendula ngokukhawuleza umbuzo ungavula i-arhente ekutshutshiseni nguRhulumente wephondo. Akunjalo ukuba akukho nto enjengomishoni ophantsi we-real estate commission, ukuba i-arhente ayicetyiswa ukuba angayicubungula.

Unokuya kwiiwebhusayithi ze-real estate kunye namaziko kwaye ufunde imibuzo kunye nezimpendulo malunga nee-commissions eziqhelekileyo zezindlu. Ezinye iimbosa ziya kukhankanya ipesenti kwaye abanye baya kuvuma okanye bavumelani naloo pesenti, xa eqinisweni, ingxoxo enkundleni ingabonwa ngolu hlobo lwexabiso . Kungenxa yokuba ezinye i-agent zisebenza njenge-idiots ayithethi ukuba zonke azikho nto.

Imithetho yokuchasana nemithetho yokuthintela inqanda ukubambisana phakathi kwabathengisi ukusetha amanani athile. Ngokomzekelo, uMthetho weSherman kunye noMthetho weClayton zimbini iintlobo zemithetho yokuchasana. Amashishini karhulumente aphanda loo mabango yi-Federal Trade Commission kunye neCandelo le-Antitrust leSebe lezoBulungisa base-United States.

Ngamanye amaxesha abathengisi, bengayazi ngcono, baya kubiza amanxusa amaninzi kunye nabangenayo ngokuzithengisa ngokwabo; Njengokuba kuphela umgangatho ofanelekileyo obaluleke kakhulu umthamo wekhomishini, njengokuba bathenga iikotoni yobisi kwivenkile kwaye bafuna ukuqhathanisa ivenkile xa zonke iinketho zobisi zithengwa ngaphakathi kweepenki zomnye.

Indlela engcono yokufikelela kwisifundo, ukuba umthengisi uthengisa kuphela intengo, kukubuza ukuba i-arhente isebenze ngokupheleleyo okanye umthengisi wezaphulelo. Ukuba ulindele isaphulelo, qalela phambili uze ulinganise ukukhangela kuphela kwalabo baxhasi abanika izaphulelo.

Kukho imeko apho umthengisi angakhetha ukuqesha umthengisi wezaphulelo kwaye angabandakanyeli iinkonzo zesevisi esebenza ngokugcwele, onokuhlawulisa kakhulu imali ephezulu.

Ukuba umdayisi akadingi ukuqesha uFeee Bailey-uhlobo, unokwenza ngokuqinisekileyo uhamba negosa elincinci kwaye lingenakunamava. Yiba nje ubulumko bentente kwaye utyumbe ubuwula. Ndiyifumana kwishishini lam lizwe langaphandle, ukungafani phakathi kwamashishini afanayo kuya kweyantlukwano yepesenti enye abantu abaphikisana nayo.

Elinye ipesenti limi phakathi komdayisi kunye ne-agent afuna ukuyiqesha. Aba bathengisi ngokuqhelekileyo abaqapheli ukuba zeziphi ii-agent ezinamava abanokuzenza. Bathemba ukuba bayaziqhayisa kodwa bazibethelela enyawo.

Iintlukwano phakathi kweeKomishoni zeMpahla eziMgangatho oPhezulu

Inqaku elithandayo, ephakamileyo umthengi wekhaya, abathengisi abancinci abancinci kufuneka bacele i-agent ye-real estate abanamava ukuba bahlawule imali. Ucinga ukuba kuya kuba yindlela enye ejikelezayo, kodwa ayibonakali. Kungenzeka ukuba ngenxa yokuthengwa kwezindlu ezinokuzithengelayo kukho imali enkulu yokulahleka (okanye ushiye etafileni), ukuba abathengisi banokuhlawula okuncinci ukuba baqeshe it talente yokuphambili ukuxoxisana nabo. Ukusuka kwii-appraisals ukuya kuhlolisiso lwekhaya , ezininzi zinokungalunganga emva kokusayina isivumelwano sokuthenga. Iingcali zihlala zixabisa iindleko ezongezelelweyo.

Ingaba umehluko phakathi kokuthengisa ikhaya lakho nge $ 1,300,000 okanye ukuthengiswa kwemali eyi-$ 1,500,000.

Ndikubonile oko kwenzekayo ngam amehlo am amabini. Aba bathengisi bathengisa u-$ 13,000 umahluko ekuthunjisweni ngo-$ 200,000 kwixabiso.

Oku akuthethi ukuba ikhomishini yexabiso eliqhelekileyo ayifanele ixoxwe kwingxoxo yokuqala, kodwa akuyiyo yodwa into efanelekileyo yokufumana i-arhente. Ama-Agents ahlawulisa ama-commissions aphezulu anokubeka ngokuthe tye umgangatho wolu hlobo lwenkqubo, njengama-agent ahlala ehlawulwa kakhulu. Ngamanye amazwi, abathengi bathambekele ekufumaneni oko bahlawulelayo xa kuziwa kummeli wezindlu.

I-Vet yakho i-arhente ngokuhlakanipha, ingakumbi kwiimeko ezinzima. Ngokomzekelo, unokukhetha i-arhente ecinga ngathi igqwetha phezu kwe-arhente eziphatha njengomthengisi wemoto. Kukho zonke iintlobo zabantu abamba ilayisenisi yendawo yokuhlala. Akunabo bonke abameli bezindlu ezifanayo.

Mhlawumbi uvile ukuba i-10% ephezulu ithambe ukuthengisa i-90% yamakhaya.

Umthengisi angama ukulahlekelwa ngaphezu kokungafani phakathi kweentlobo zeegosa xa eqesha i-agent engalunganga. Igosa elingalunganga liza kuba ngumntu ongenalwazi olufanelekileyo okanye apho unokuncedisa umthengisi ukuhamba ngeemeko ezintle ezinokungaphumeleli njenge- appraisal ephantsi okanye isicelo sokuLungisa . Ngamanye amagama, ukuba umthengisi ukholelwa ukuba "uyasindisa" i-$ 5,000 ngenxa yokuba wayeqeshise i-agent ebiza ngaphezu kwe-ejenti ayithandayo, loo mthengisi unokuphela kokulahleka, i-$ 10,000, ngaphaya komnye umbandela ongenakukwazi ukulungisa.

Ikhomishini kwisitatimende sokuvala kodwa enye yeendleko ezininzi zokuvala kunye nemirhumo yomthengisi uya kuhlawula. Ingowona mrhumo ophezulu, unikwe, kodwa ezinye iirhafu zingonakalisa.

Ukuze ufumane malunga nokuhlawulwa kweefayili zentlawulo kwindawo yakho, ungabiza ngeenxa zonke uze uthethe kunye nee-agents, ubuze malunga nee-commissions zabo eziqhelekileyo zezindlu, nje musa ukwenza umbuzo wokuqala owucelayo. Kwakhona uqaphele ukuba iintlawulo ziyahlukahluka ngokusekelwe kwindawo. Yintoni enokuthi ithathwa njenge-standard standard commissioner yaseSigramento ingaba ngaphezu kwekhomishini yokuthengisa ixabiso eliqhelekileyo yindawo ejongene nayo efana ne-San Diego.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.