Amaxabiso atshintsho rhoqo kwiimali ama-Amerika asetyenziswa kakhulu. Ziquka i pes pesia yaseMexico, iiRandi zaseCanada, iAurophu yaseYurophu, iiplani zaseBrithani kunye neJapan.
La mazwe asebenzisa amazinga okutshintshiselana nezimo. Urhulumente kunye nebhanki eliphambili azibandakanyi ngokungenele ukuze kugcinwe izinga lokutshintshiselwa . Imigaqo-nkqubo iya kuba nefuthe kwimilinganiselo kwixesha elide. Kwamazwe amaninzi, urhulumente unokuba nefuthe kuphela, ingabi yilawule, irhafu yokutshintshiselana .
Kufuneka ucwangcise ixabiso lokutshintshwa kwexabiso xa uhamba phesheya. Xa idoli yase - US iqinile , ungathenga imali engaphandle kwaye ujonge uhambo oluthile. Ukuba i- dollar yase - US ibuthathaka , uhambo lwakho luya kubiza ngakumbi ngenxa yokuba awukwazi ukuthenga imali eninzi yangaphandle. Ekubeni izinga lokutshintshisana lihluka, unokufumana iindleko zohambo lwakho lushintshile ekubeni uqale ukucwangcisa. Enye yeendlela iindlela zokutshintshiselwa kwamanani ezichaphazela imali yakho .
Unako i-Google i-dollar yase-US kwizinga lokutshintshwa kwemali yangaphandle ukuze ufumane isantya samhlanje. Kwakhona kubonisa ishati ebonisa ukuba i dollar iyomeleza okanye iyancipha. Ukuba kuqiniswa, unokulinda kude phambi kohambo lwakho ukuthenga imali yakho.
Khangela ukujonga ukuba inkampani yakho yekhadi lekredithi ihlawulisa imali yokuguqula. Ukuba akunjalo, ukusetyenziswa kwekhadi lakho lekredithi ngaphesheya kwelanga kuzakufumana isantya sokutshintshiselwano esincinci. Ukuba idola liyancipha, unokufuna ukuthenga imali yangaphandle ngaphandle kokulinda uze uhambe. Amabhanki ahlawulisa izinga lokutshintshiselana, kodwa lingahlambululi kunokuba uza kuhlawula ngekamva.
Nantsi iinguqu zentsholongwane zentsholongwane kwi- euro ukuya kutshintshi yamanani .
Ezinye iindleko, njengeSaudi Arabia, zitshintshile. Kungenxa yokuba loo mazwe asebenzisa amaxabiso okutshintshwa okutshintshileyo kuphela atshintsho xa urhulumente etsho njalo. Ezi ntlawulo zivame ukufakwa kwi-dollar yase-US . Iibhanki zawo eziphambili zinemali eyaneleyo kwiimali zabo zangaphandle zemali zokulawula ukulungelelanisa kangakanani imali yabo. Ukuze kugcinwe izinga lokutshintshiselwa, ibhanki enkulu ibamba iidola zase-US. Ukuba ixabiso lemali yasekuhla liyawa, ibhanki ithengisa iirali zayo ngemali yendawo. Oku kunciphisa ukubonelelwa kwiindawo zokuthengisa, ukunyusa ixabiso lemali yalo. Kwakwandisa nokunikezelwa kweedola, ukuthumela inani layo phantsi. Ukuba ixabiso lemali yalo liphakama, lenza okuchaseneyo.
I yuan yaseTshayina yayisetyenziselwa ukuba yimali echanekileyo. Ngoku u rhu lumente uguquka ngokukhawuleza kwinqanaba lokutshintshisana nezimo. Oko kuthetha ukuba utshintshana ngaphantsi kwezinga lokutshintshiselana nezimo, kodwa ngokuphindaphindiweyo kunezinga lokutshintshiselwa. Nanku i- yuan yakutshanje kwizinga lokuguqula idola .
Izinto eziThathu ezichaphazela iiRhafu zoTshintsho
Imfuno yemali yelizwe ixhomekeke kwizinto ezenzekayo kweli lizwe. Okokuqala, inzala yemali ehlawulwa yibhanki enkulu yelizwe yinto ebalulekileyo.
Inzala ephezulu ephezulu yenza ukuba imali ibaluleke ngakumbi. Abatyalomali baya kutshintshiselana imali yabo yokuhlawula phezulu. Bese bayigcina kwi-bhanki yelizwe ukuze bafumane inzala ephezulu.
Okwesibini, yinkxaso yemali eyenziwe yibhanki yelizwe eliphambili. Ukuba urhulumente uyaprinsa imali eninzi, ngoko kukho ukuchitha izinto ezininzi. Abanikazi beemali baya kubhena ixabiso lempahla kunye neenkonzo. Oko kubangela ukunyuka kwamaxabiso . Ukuba indlela eninzi imali ishicilelwa, ibangela i- hyperinflation . Oko kudla kuphela kwenzeka xa ilizwe kufuneka lihlawule iitaliti zemfazwe. Luhlobo olugqithiseleyo lokunyuka kwamaxabiso .
Abanye abanikazi bemali baya kutyhala phesheya, apho kungabi namanani emali. Kodwa baya kufumanisa ukuba akukho mfuno eninzi yemali yabo kuba kukho ubuninzi balo. Yingakho ukunyuka kwamaxabiso kuya kutshintsha ixabiso lemali phantsi.
Okwesithathu, ukukhula koqoqosho kwezoqoqosho kunye nokuzinza kwezemali kuthintela ixabiso lokutshintsha. Ukuba ilizwe linomnotho oqinileyo, ukhula, ke abatyali-mali baya kuthenga iimpahla kunye neenkonzo. Baya kufuna enye imali yabo ukwenza njalo. Ukuba ukuzinza kwezemali kubonakala kungalunganga, abayi kuba bafuna ukutshala imali kweli lizwe. Bafuna ukuqiniseka ukuba baya kuhlawulwa kwakhona xa benamabhondi karhulumente kuloo mali.