Isizathu Sokuba Uzuze KwiMiphumo Emihle
Okwesibini xa kususwe umngcipheko wokuchasana . Yilapho ixabiso liwela. Abantu balinde ukujonga ukuba amaxabiso aya kutsho ngaphezulu kokuthenga. Iyancitshisa imfuno, kwaye amashishini anciphisa i-inventory yabo. Ngenxa yoko, iifekthi zivelisa ngaphantsi kwaye zilahla abasebenzi. Ukungaphumeleli kwemisebenzi , okukhokelela ekuchazeni umvuzo. Ngoku abantu banemali encinane yokuchitha, okunciphisa imfuneko ngakumbi. Amashishini anciphisa amaxabiso abo. Oku kwenza ukuchasana kukubi. Ngenxa yesi sizathu, ukuchithwa kwezinto kungonakalisi ngakumbi ekukhuleni koqoqosho kunokunyuka kwamaxabiso. Amanani awa ngama-10 ekhulwini ngexesha loKuCaluleka kweNdlu enkulu .
U mzekelo
I-shishini lezindlu linika umzekelo wexabiso lokunyuka kwamaxabiso kunye nokuchasana. Kuze kube ngo-2006, ukunyuka kwenyuka kwamaxabiso kubangele abatyali-mali. Bambona kwakukho ithuba lokwenza imali ngokuthenga ngoku kwaye kuthengisa kamva. Oku kwadala imisebenzi emininzi njengabakhi bekhaya bazama ukuhlangabezana neemfuno.
Kodwa phakathi kuka-2006 no-2010, imarike yezindlu yabona ukuchasana okukhulu.
Ixabiso lawa ngama-30 ekhulwini. Abo babenako ukuthenga indlu bathetha ukulinda kude kube nokuthengiswa kwemarike. Sekude belinde, amanani aphantsi ahla.
Abantu abaninzi babanjwe emakhaya abo. Abakwazanga ukuthengisa amakhaya abo ngokwaneleyo ukufihla imali yokuthenga imali. Baye bahlaselwa. Ekugqibeleni, abazange babone naluphi na ukukhanya ekupheleni komgca.
Kwaye abo banako ukukwazi ukuhlawula, bahlala behamba. Oku kuthumele amaxabiso angaphantsi.
Abanye babalwa ngokukwazi ukuthengisa ikhaya labo ngonyaka okanye njalo. Babalwa kule nto ukuze bahlawulele umboleko ongenakukwazi ukuwufumana. Baye baphanga kwaye baphulukana nekhaya xa bengakwazi ukufaka imali mboleko. Oku kwenzeka kubantu abaninzi kangangokuba kwakukho ukugquma kwimarike. Olu lwazi lwezithunzi aluzange luxakeke ngo-2013.
Abo baqhubeka behlawula imali yabo mboleko babenemali encinane yokuchitha kwezinye izinto. Oku kwagxotha umfuno kwezinye iindawo zoqoqosho. Yintoni abayifumana ngayo? Ixabiso elihlala liphazamiseka.
Indlela i-Fed igcina ngayo i-Inflation Healthy
Usihlalo we-Federal Reserve waseBen Bernanke wabeka igosa elino -2% lokujoliswa kwexabiso lentengo . Ibhanki enkulu yelizwe iguqula amazinga omyinge ukuze kugcinwe ukunyuka kwamaxabiso kumaphesenti angama-2. Leyo yenzalo yokunyuka kwamaxabiso . Ikhupha i-gesi eninzi kunye namaxabiso okutya . Kwakhona isantya seminyaka-engaphezulu , kungekhona inyanga yenyanga ukuya kwenyanga.
Ukujoliswa kwexabiso lentengo kumisela abantu ukuba balindele ukunyuka kwamaxabiso. Bakholelwa ukuba iFed iza kuqinisekisa ukuba amaxabiso ayaqhubeka ephakama. Oku kubakhuphaza ukuba bathenge kwangoku phambi kokuba amanani aphakame ngakumbi. I-Fed iya kunciphisa ixabiso lentengo yokunyusa imali, ukuba ukunyuka kwamaxabiso akufikeleleki ekujoliswe kuyo.
I-Fed iya kuphakamisa ixabiso lomyinge ukuba ukunyuka kwamaxabiso kungaphezulu kwe-target target ye-Fed. Ukujoliswa kwexabiso lentengo kuye kwaba yinxalenye ebalulekileyo yemigaqo-mali .
Xa i-Inflation iyingozi
Ukuba ukunyuka kwamaxabiso kunamaphesenti a-2, kuba yingozi. Ukuhamba kwexabiso lokunyuka kwamaxabiso xa amaxabiso aphakama ama-3 ukuya kwi-10 ekhulwini ngonyaka. Inokuqhuba ukukhula koqoqosho ngokubanzi. Kulo nqanaba, ukunyuka kwamaxabiso kukuthintela iidola zakho ezilukhuni. Ixabiso lezinto ozithengayo imihla ngemihla linyuka ngokukhawuleza kunemivuzo. Ngombulelo wokuhamba kwamanani, kuthatha i-$ 24 namhlanje ukuthenga oko i-$ 1 eyenziwe ngo-1913.
I-Galloping inflation yenzeke ngexesha lama-1980. Yenza ukuba uMongameli uRonald Reagan athi, "Ukunyuka kwempahla kudla njengobundlobongela, njengokwesabisa njengomphangi oxhobileyo, kunye nokufa njengendoda." Kwathatha iirhafu ezimbini zamanani kunye nokunciphisa umnotho ukuyeka ukunyuka kwamaxabiso emali.
Ngombulelo, ayibuyanga ukususela ngoko. Iintlobo ezimbi kunazo zonke zokunyuka kwamaxabiso zi- hyperinflation kunye ne- stagflation .
Esinye isizathu sokunyuka kwamaxabiso asibuyanga kukuba i-Federal Reserve iyaqonda izizathu ezine zokunyuka kwamaxabiso okungcono. Ikwazi ngokukhawuleza ukubeka iibhuleki ekukhuphukeni kwamaxabiso ngokunyusa izinga lentengo