Ukulahleka kweAkhawunti yangoku, iziNxalenye zayo kunye nezizathu zayo

Yintoni eyenzekayo xa ilizwe lingenakho ukuhlawula iimveliso zalo

Ilahleko ye-akhawunti yangoku xa ilizwe lifaka izinto ezininzi, iinkonzo, kunye nenkunzi ngaphezu kwezinto ezithunyelwa ngaphandle . I-akhawunti yangoku ilinganisa urhwebo kunye nokudluliselwa kwezimali. I- Bureau yoHlalutya loQoqosho ibala iintlobo ezintathu. Okokuqala ngumvuzo wehlabathi. Okwesibini ngokudluliselwa ngokuthe ngqo kweenkunzi. Ingxenye yesithathu yintlawulo yengeniso eyenziwa kwiimpahla.

Ilahleko ye-akhawunti yangoku iyenziwa xa ilizwe lixhomekeke kubantu basemzini kwiinkunzi-mali ukutyalomali kunye nokuchitha.

Kuxhomekeke ekubeni kutheni leli lizwe liqhuba ukusilela, lingabonakalisa uphawu lokukhula. Kwakhona kungabonakalisa uphawu olubi lokuba ilizwe liyingcipheko yetyala.

Izixhobo

Icandelo elikhulu kunazo zonke ze-akhawunti yangoku yintlupheko yorhwebo . Yilapho ilizwe lingenisa iimpahla kunye neenkonzo ezininzi kunokuba ziphuma ngaphandle. Ubutyebi bentengiso ekhoyo e-US bubonisa indlela ukhuphiswano ngayo uqoqosho lwaseMelika kwihlabathi lemarike.

Icandelo lesibini elikhulu kunazo zonke liyingcambu kwinzuzo engenayo. Kuloo nto ingeniso yolwaphulo-mali lwangaphandle lugqithise ukugcinwa kwabemi belizwe. Utyalo-mali lwangaphandle luyakunceda uqoqosho lwelizwe lukhule. Kodwa ukuba abatyali-mali basemzini bangakhathazeki abayi kuzuza umvuzo ngexesha elifanelekileyo, baya kunqumla imali. Oku kubangele ukwesaba okukhulu.

Imali engenayo ilandelwa zizinto ezine ezilandelayo.

1. Iintlawulo ezenziwe kwabangaphandle ngefom yezabelo zekhaya.
2. Intlawulo yentlawulo kwiimbopheleleko.

1. Imivuzo ehlawulwa kwabangaphandle basebenza kweli lizwe.
2. Ukudluliselwa ngokuthe ngqo, ngokubanzi imali yabemi bezinye iintlanga bayithumela kumazwe abo asekhaya. Kwakhona kubandakanya igranti karhulumente kwabangaphandle. Eli candelo lincinci, kodwa lichaswe kakhulu.

Izizathu

Amazwe anokungabikho kweeakhawunti ezikhoyo ngoku aphezulu abachitha imali abafaki-zimali basemzini bajonga i-credit worthy.

Amashishini ala mazwe akakwazi ukubolekela kubahlali bawo. Abazange basindise ngokwaneleyo kwiibhanki zendawo. Amashishini kweli lizwe asinakukwazi ukwandisa ngaphandle kokuba aboleke kubantu basemzini. Yilapho i-credit-worthiness efika kumfanekiso. Ukuba ilizwe lininzi lokuchitha imali, aliyi kufumana nayiphi na ilizwe ukuba libole imali ngaphandle kokuba licebile kakhulu kwaye libukeka ngathi liya kubuyiselwa imali.

Kutheni elinye ilizwe lingabaleka ngendoda enjalo, nangona i-credit-worthy? Izwe elibolekisile liphinde lithumele izinto ezininzi kunye neenkonzo ezithile kumboleki. Ilizwe elibolekayo lizuza. Iyakwazi ukuvelisa iimpahla ezininzi, ngaloo ndlela zinike amathuba abantu abaninzi.

Iziphumo

Kwixesha elifutshane, ukulahleka kwe-akhawunti yangoku kunceda kwisizwe esinetyala. Abafokazi bazimisele ukupompa imali. Oko kuqhuba ukukhula koqoqosho ngaphaya kweliphi ilizwe elikwazi ukulawula lona.

Kodwa ekuhambeni kwexesha, ukulahleka kweakhawunti yangoku kwonakalisa ubunzima boqoqosho. Abatyalomali basemzini bangaba umbuzo ukuba ukukhula koqoqosho kuya kubonelela ngokubuyisela ukutshala imali. Ukufuna ukuba buthathaka kwii-asethi zelizwe, kubandakanywa nezibophelelo zikaRhulumente welizwe.

Njengabatyala-mali basemzini baxosha imali, utyalo luya kukhula . Imali yesizwe ilahlekelwa ixabiso elihambelana nezinye iirhafu.

Okunciphisa ixabiso lempahla kwiimali zomeli-mali zabangaphandle. Iqhubeka iyanciphisa ixabiso lemali yelifa lempahla yelizwe. Oku kungakhokelela kwindawo yokupaka apho abatyali-mali baya kulahla ixabiso kwixabiso.

Ubabalo olusindisa kuphela kukuba iifenethi zelizwe langaphandle zigcinwe ngemali yangaphandle . Njengoko ixabiso lemali yalo liyancipha, ixabiso leempahla zangaphandle liphakama. Oko kuyanciphisa ukulahleka kwe-akhawunti yangoku.

Ukongeza, ixabiso elincinci lemali liyakwandisa ukuthumela ngaphandle njengoko kuthengiswa ngokuthengisa. Imfuneko yokungeniswa kwezinto eziwela ngaphandle iyawa kanye namaxabiso aphakama njengamaxabiso entengo .

Kungakhathaliseki ukuba i-akhawunti yangoku ilahleka ngengozi yokulahleka kwemali okanye ukuhla kwexesha eliphantsi, ukulawulwa kwemiphumela, kuya kuba yinto efanayo.

Lo mgangatho ophantsi wokuphila kubahlali belizwe.

Indlela yokulungisa i-Akhawunti ye-Akhawunti yangoku

Ilizwe elinokulahleka kwe-akhawunti okwangoku kufuneka lityhale imali ngokubanzi. Kufuneka kwakhiwe iindlela kunye namachweba, kwaye ufundise abasebenzi, ukukhuthaza ukuhweba ngamazwe ngamazwe .

Iinqununu zelizwe kufuneka zidale i-akhawunti yangoku kwangoko ngokukhawuleza. Oku kuthetha ukuba kufuneka baphucule umkhiqizo wasekhaya kunye nokukhuphisana kwamashishini alo angingqi. Kufuneka kwakhona ukufuna ukunciphisa ukungenisa iimfuno eziphambili, ezifana neoli kunye nokutya, ngokuphucula loo makhaya ekhaya.

Indlela iNgeniso yeAkhawunti yangoku iyingxenye yeBhalance Payments

Ukulinganiswa kweentlawulo

1. I-akhawunti yangoku
   • Ukulahleka kweAkhawunti yangoku
     • I-Akhawunti ye-Current Current Deficit
   • Ukulingana koRhwebo
     • Ukungenisa kunye nokuthumela
       • Ukuthunyelwa kweeSouth and Exports Summary
         • Imveliso ye-US
           • Ukuthengiswa kwe-US ngoMinyaka kumazwe aphezulu ama-5
         • Amazwe aseMelika
     • Ulwabiwo-mali
       • I-US Trade Deficit
         • Ulwaphulo loRhwebo lwe-US ngelizwe
         • I-US Trade Deficit neChina
2. I-akhawunti yeGosa
3. Akhawunti yeMali